40+ Finance Riddles To Sharpen Your Skills | MindYourLogic Riddles
Here are 40+ finance riddles to challenge your mind! These fun puzzles cover everything from budgeting and investments to money management. Test your financial knowledge and problem-solving skills with these engaging riddles. See how many you can solve!
1. I’m a type of investment that you make when you buy a small piece of a company. What am I?
Answer: A stock.
2. What financial account allows you to save money and earn interest, typically used for short-term needs?
Answer: Savings Account
3. A financial product that provides a lump sum payment upon the death of the insured is known as what?
Answer: Life Insurance
4. What financial document shows a company’s earnings, expenses, and profits over a period?
Answer: An income statement.
5. I am a financial document that outlines a company's financial position at a specific point in time. What am I?
Answer: Balance Sheet
6. If you sell an asset for more than you paid for it, what is the financial benefit you earn called?
Answer: Capital Gain
7. I’m a financial term used when you borrow money and must pay it back with interest. What am I?
Answer: Loan
8. This financial document helps you track the flow of cash into and out of your business. What is it?
Answer: Cash Flow Statement
9. The regular payment made by a company to its shareholders, usually from profits, is known as what?
Answer: Dividend
10. The amount of money you must initially pay when making a large purchase, like a house, is known as what?
Answer: Down Payment
11. What is the name of the financial statement that shows cash inflows and outflows over a period of time?
Answer: Cash Flow Statement
12. What is the financial term for spreading your investments across various assets to reduce risk?
Answer: Diversification
13. I’m a measure of your financial health, showing your total assets minus your liabilities. What am I?
Answer: Net Worth
14. A loan where the interest rate remains constant throughout the term is known as what type of loan?
Answer: Fixed-Rate Loan
15. This term refers to the amount of money you owe on a loan or credit card. What is this financial term?
Answer: Debt
16. The process of managing your finances to maximize savings and investments is known as what?
Answer: Financial Planning
17. What financial instrument provides a return based on interest payments and has a fixed term?
Answer: Bond
18. This financial term refers to the total value of a company’s assets minus its liabilities. What is it?
Answer: Equity
19. This financial term refers to the process of determining the worth of an asset or a company. What is it called?
Answer: Valuation
20. This type of loan is secured by the value of real estate, often used to finance home purchases. What is it?
Answer: Mortgage